Attention homeowners: Real estate appraisal services for in Indian Trail and Union County

Here are the top 7 reasons NC homeowners call on Appraisal Department, Inc.:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To cut your monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a NC divorce, where real estate property needs to be divided
Determine the true market value of real estate in question to settle an estate

Own a house in or near Indian Trail, NC and need help deciding the price of it?
Contact Appraisal Department, Inc..

At Appraisal Department, Inc., we understand the individual needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Appraisal Department, Inc. is qualified in helping clients just like you delete unneeded and unwanted PMI insurance.

Challenge Union county's assessment of your property

Lets say you live in an area that is declining -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Appraisal Department, Inc. is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow standpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Appraisal Department, Inc. can provide you with a professional appraisal that will help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for efficiency, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Appraisal Department, Inc. can We can assist you. Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.